Retirees face new tax issues when they stop working (or start working part-time). And it affects you whether or not you change tax brackets. Once retired, many of us will have less income than we had during our peak working years. And that implies lower taxes, but most also will have multiple sources of income. And that complicates tax payments for those who are used to a single source of income. There will be Social Security income, required minimum distribution income from tax-advantaged retirement accounts and perhaps other income from investments, property, freelance or part-time work, etc. So, instead of getting a

Why is it, every year after Halloween, we are “shocked” to find that we are hurtling towards December 31st? As busy as it may get at year-end, make a promise to yourself. Find a way to steal two hours from your day to focus on something that will help you save money before heading into 2019. Sit down and estimate your 2018 taxes. Once December 31st passes, there is almost nothing you can do about your tax bill. A little planning now goes a long way. When you project what your tax return will look like BEFORE the year ends, you can identify