Our next online retirement planning class, Don’t Cheat Yourself With the 4% Rule, will be Thursday, January 23, 2020. About the Class Author, MarketWatch contributor and retirement expert Dana Anspach will be presenting on the downfall of using simple rules of thumb to plan for retirement.   For example, the 4% rule says you can safely withdraw 4% of your portfolio each year, increase that withdrawal with inflation, and expect to have your income last for life.   Do such rules work?   They’re useful when you’re age 40 and planning for retirement 20 to 30 years away. But as you get closer to retirement,