Free Online Retirement Class

How to Plan for Taxes in Retirement

In retirement, you need to set up your tax withholding or make quarterly tax payments. How can you estimate how much you’ll need to withhold and how will it change throughout your retirement years? In this free webinar, we’ll show you how the tax code works for retirees and how to make sure you pay the least amount possible over your retirement years. 

We’ll be looking at practical examples of how to apply the tax code to these three phases of planning for retirement:

  • While you are still contributing to savings
  • When you are taking withdrawals
  • How you allocate and rebalance your investments

Date

  • Thursday, September 23rd, 2021

Time

  • 5 pm AZ &Pacific/6pm Mountain/7 pm Central/8 pm Eastern

Registration Required

Who Should Attend

  • Those of you age 50-70 who are within 10 years of your desired retirement date will benefit the most from this class.

Your Presenter

Dana Anspach is the author of the recently released How to Plan the Perfect Retirement lecture series on The Great Courses, Control Your Retirement Destiny (now in its second edition), and Social Security Sense. She contributes to MarketWatch, and spent eight years writing for About.com and TheBalance.com as their MoneyOver55 expert. She is the founder and CEO of Sensible Money. Dana is also a CFP®, RMA®, and Kolbe Certified Consultant who began her financial planning career in 1995.

Recorded Retirement Classes on YouTube

Several of our prior online retirement workshops are available to watch on YouTube. Below you’ll find information and links to many of our recent classes.

How to Make an Investment Plan

Recorded May 20, 2021

What investments should you buy? When should you buy them? How long do you hold them? Is it foolish to own bonds right now? What about crypto, is it a fad or the next big thing? 

In this webinar, we provide you with a framework to help you answer these questions and develop an investment plan that fits your goals, time horizon, and future cash flow needs. 

This webinar covers:

  • Key components to an investment plan
  • The impact of taxes
  • When to buy and sell
  • What do do when the media says “Bonds/Stocks/Real Estate/Gold/Crypto are/ are not the place to be these days.”
  • How investment plans should vary based on your goals

Watch it on YouTube here: How to Make an Investment Plan

Don’t Cheat Yourself With the 4% Rule

Recorded March 12, 2021

Many retirees and advisors gravitate to simple rules of thumb, like the 4% rule, which says you can safely withdraw 4% of your portfolio each year, increase that withdrawal with inflation, and expect to have your income last for life.

Do such rules work?

Certainly, they’re useful when you’re age 40 and planning for retirement 20 to 30 years away. But as you get closer to retirement, these rules can work against you.

This class will show you what to watch out for, and provide four practical tips on how to account for taxes, inflation, market returns, and Social Security when you project your retirement income plan.

Watch it on YouTube at: Don’t Cheat Yourself With the 4% Rule.

Planning for Disruptions

Recorded May 25, 2020

What do you do when life doesn’t go the way you planned? Maybe an adult child gets laid off and you want to help. Or you find yourself suddenly unemployed. This isn’t what you thought would happen. How do you adjust? Where do you get cash to get you through?

In this webinar, you’ll learn how to navigate your way through the practical aspect of raising cash such as withdrawing from IRAs and using home equity, and we’ll also be covering the emotional side of dealing with disruptions and planning for a fantastic future.

Watch it on YouTube at: Planning for Disruptions.

How to Recession-Proof Your Retirement

Recorded April 9, 2020

The type of plan you need isn’t one that tries to predict recessions. That’s akin to roulette. It either works, or it doesn’t.

Instead, the type of plan you need is one that acknowledges that recessions will come along during your retirement years. Rather than the constant guessing game of trying to avoid them, you make an action plan, so you know how to power right through.

In this webinar, we’ll show you how to make a plan that protects your retirement standard of living from the impact of a recession. We’ll also discuss current market events and what to do during these turbulent times.

Watch it on YouTube at: How to Recession Proof Your Retirement.

Best Retirement Investments (in a Volatile Market)

Recorded March 12, 2020

In this free online class, we’re going to look at the best investments to use when investing for retirement. We’ll cover:

  1. Dividend-paying stocks and other high-income producing investments
  2. Four types of annuities – and who should buy them
  3. Bonds vs. bond funds, and why at times, one can perform better than the other
  4. Rental real estate – and what to watch out for

Once we take a look at how various retirement investments work, we’ll look at popular approaches to putting these investments together such as the total return approach using systematic withdrawals, and the asset-liability approach where you invest like a pension plan.

You Will Learn:

  • The pros and cons of using different types of investments
  • How to make a recession-proof plan
  • Why following the retirement rules of thumb can be hazardous to your wealth
  • The biggest reason plans fail to work

Watch it on YouTube at: Best Retirement Investments.

Planning For Health Care Costs in Retirement

Recorded May 30, 2019

One of the biggest expenses you face in retirement is the cost of health care. To plan for it you must understand the three primary phases of health care in retirement; the early phase for those who retire pre-age 65, the Medicare phase which begins at 65 and extends through life, and the later-life phase when long-term care expenses are likely to arise.

We will be covering all three phases and much more in this free webinar.

Watch it on YouTube at: Planning For Healthcare Costs in Retirement.