Free Guide

Avoid These 10 Mistakes With Your Retirement

Discover how to sidestep the most costly financial missteps near-retirees often make — with practical, clear advice for a more secure retirement.

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10 Retirement Mistakes

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What You'll Discover Inside

Don’t Wing Your Investments

The same strategy that got you here won’t get you through retirement.

Risk Isn’t a Shortcut

Trying to make up for lost time with aggressive investing can backfire fast.

Social Security Isn’t Simple

Claiming too early (or without a plan) could cost you for life.

Products Aren’t Plans

Buying an annuity or insurance policy isn’t the same as having a strategy.

Planning for retirement is more than hitting a savings target — it’s about avoiding the hidden pitfalls that can derail decades of hard work. This guide walks you through ten of the most common mistakes people make in the final stretch before retirement. From relying too heavily on outdated investment strategies to misjudging tax impacts or claiming Social Security too early, each mistake is explained clearly and paired with actionable steps to avoid it.

What makes this guide different is its focus on real-life retirement planning — not theory. It emphasizes how to align your income sources, manage risk wisely, and make confident, informed decisions about when and how to retire. Whether you’re five years out or already making the leap, it’s a practical resource designed to help you protect your nest egg and retire with peace of mind.

Dana Anspach

About the author

Dana Anspach , CFP®, RMA®, Kolbe Certified™ Consultant

Founder & CEO

Dana Anspach is the founder and CEO of Sensible Money, LLC. She is a nationally recognized expert in the field of retirement income planning and author of Living Off Your Acorns, Control Your Retirement Destiny, and the Great Courses program How to Plan for the Perfect Retirement.

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Don't Leave Your Retirement to Chance

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