Our office is located in the Scottsdale – Phoenix area, however the ability to scan documents and conduct phone and internet meetings allows us to work with people across the country. If you are looking for an experienced financial advisor, and are comfortable building a relationship via phone and web, please reach out and start a conversation with us.
Expect a friendly conversation! We’ll want to know what your financial goals are, about where you are at financially as far as assets and income, and what you would like to accomplish by working with a qualified financial advisor. After a discussion, we can decide if it makes sense to set up a complimentary introductory meeting.
We believe the best investment you’ll ever make is hiring a good financial advisor. By helping you consistently make smart financial decisions across all aspects of your life we can add far more to your wealth than we ever could by trying to guess which stock is going to beat the market next year. To determine what you should be investing in, first we have to know what you need your money to do for you, and when you need it to do this task. Then and only then can we begin to match investments to your needs.
Financial planning is an ongoing process of gathering information on your finances and on current tax laws and our economy, then looking at the variables that affect outcomes (such as inflation, early/late retirement, career changes), and seeing which decisions have the most potential to improve the outcome. We work through this process with clients on an ongoing basis, providing education and advice that can continuously help them make decisions to increase their wealth.
You will have a primary advisor who is a Certified Financial PlannerTM. If you are nearing retirement, your service team will also involve an advisor who holds their Retirement Management AnalystSM or equivalent retirement specialty designation. Although you have a primary advisor, we work as a team so we may best utilize each person’s specialized knowledge on your behalf.
Our planning services are priced based on the number of hours it takes. The work involved can vary depending on your needs and the complexity of your situation. We deliver custom pricing proposals after an introductory meeting.
For example, it takes a lot more of our time, expertise and energy to work with a married couple, each with a pension, 401k plans, employee benefits, rental properties, a mortgage and home equity line, IRAs, a trust account, an annuity and company stock, than it would to work with a single person with one IRA account and Social Security benefits. If both had the same amount of assets, we don’t think it makes sense for both to pay the same price when considerably more work is involved for one than the other.
When you hire us for financial planning services you are not required to move investments to us. When we reach the investment planning portion of your financial plan we ask if you would like to learn about our investment approach. At that point you have the opportunity to hire us to implement the investment portion of your plan.
Our investment services for those near retirement offer a compelling advantage and of course we hope you would be willing to take an open-minded look.
If you prefer to manage your own investments we discuss how we can best provide investment recommendations that you can implement on your own.